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How it Works - Lump Sum of Cash for Structured Settlement Payments
Building a Bridge to Your Money
We can buy some or all of your structured settlement payments for a lump sum.
Watch this video to see how it works to sell your future structured settlement payments for a lump sum of cash now.
Step 1 - Understand & Discuss Your Needs
Contact us if you need cash for structured settlement payments that are due to you. Convert your future payments to a lump sum of cash!
Step 2 - Value of Your Structured Settlement
Peachtree has years of experience understanding the value of your structured settlement. We determine the value of your structured settlement payments over time and determine the best fit solution for you.
Step 3 - Gather Information
We will answer all of your questions. Peachtree has a simple, easy and efficient process and will help collect all of the required documentation.
Finally!
- We Prepare For Your Court Process
- Get Your Money!
- Peachtree Initiates Follow up Support
Below are some examples of what your money’s value could be in the future if you wait for your money to arrive from long-term payments instead of getting your money now.
A portion of the money you are getting from your structured settlement in the future is interest that hasn’t been earned yet. The insurance company is simply paying you the interest on the money they invested when you settled your case. The ‘amount’ of the structured settlement (ie. the sum of all the future payments) includes a great deal of interest that hasn’t been earned yet.
It’s the same as with lottery prizes. Many state lotteries now offer a lump sum option instead of the traditional 20 - 30 year annuity payout; however, when you elect to receive a lump sum you typically receive about one half of the advertised prize amount. In fact, what the lottery commissions do is similarly to a structured settlement; annuities or U.S. Treasury bonds are purchased to fund the future payments due to the winner.
Still not convinced? Consider the following: It is an axiom that the further in the future you are expecting to receive a sum of money, the less it is worth today, in part because of inflation. Inflation will make the value of the payments shrink in the coming years.
Future payments aren’t worth as much as you think. Inflation is eating away at the value of your money. The further in the future you are to receive a sum of money, the less it is worth today because of, at least in part, inflation. Thus, no matter what the source, structured settlement payments, lottery prize payments or an annuity, inflation will make the value of the payments shrink in coming years.
Just look at what inflation has done:
1980 Average Prices:
- College Tuition: $28,097 (National Center for Educational Statistics)
- New House: $77,867 (Office of Federal Housing Enterprise Oversight)
- New Car: $7,574 (Office Of Transportation Technologies)
Imagine how little that ‘huge’ $100,000 payment due in January 2024 will be able to buy at that time.
Call us if you need cash for structured settlement payments that are due to you. Convert the future payments into a lump sum of cash! Get started now! Click here to submit your information to sell your structured settlement payments for cash.
