Pre-settlement photo: See how pre-settlement funding can make a difference.

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The Basics

Get Cash Before Your Lawsuit Is Settled

Lawsuits are expensive and time consuming. Getting your day in court can take months or even years, and in some cases this is only just the start of a long process. If you suffered an injury or a loss you may need money to help cover expenses such as rent, utilities, and medical bills. Until you get the money you deserve, you need to find a way to pay for these bills on your own.

Before you check the limit on your credit card or start calling your friends and family, contact us about pre-settlement funding. If your case qualifies, you can get a cash advance upfront.

What Is Pre-Settlement Funding

Pre-settlement funding is when a company provides you with money now in exchange for a portion of your expected future settlement proceeds. Then, once your case is settled, the company receives the portion they purchased. Put simply, they’re giving you money now in exchange for a payment after you settle.

If your injury keeps you out of work, or prevents you from working as often, you don’t have that stable paycheck to help you cover bills. During a lawsuit that prevents a plaintiff from working, it may be difficult for you to keep current on payments. Whether you pay your bills on credit cards and start carrying more debt, or you’re forced to go into default and skip payments, settling their claim could have a long-term impact on your finances. Pre-settlement funding can help you avoid going into debt.

Pre-settlement funding is not a loan. You are not borrowing money from a company that you must pay back over a set number of years. Instead, you are selling a portion of your future settlement proceeds in exchange for an advance.

How Much Can You Get?

How much you’re eligible to receive depends on the estimated value of your case. We can connect you with companies that may be able to provide you with as little as $300 and as much as $750,000, depending on your needs and the expected outcome of your claim.

What if I Need More Cash Later?

Depending on the details of your lawsuit, you may be able to get more than one advance. In many cases, you can sell a maximum of between 15-20% of what the company offering the advance estimates your final settlement could come to, after any legal or attorney fees are paid. This number depends on several different factors, so the number can differ between various companies offering pre-settlement funding. If your initial pre-settlement advance was insufficient, you may be able to receive another advance if your case qualifies. If you’re interested in learning what options are available, call 866-581-6225 to learn more.

How Soon Can You Get Funding?

When you need money to pay for rent, groceries, and other bills, every day counts. We understand how important this can be, which is why we only work with companies that can get you your cash as quickly as possible. After our representatives have the information they need for you and your attorney, we can get you a quote from a qualified company in as little as 48 hours.

If you decide to accept the offer, your attorney may have to provide some additional information for the company to finalize the advance. However, once everything is approved, most customers we help receive their cash in as little as one to three business days. Each claim is different, but the company will work to get you your money as quickly as possible.

What Types of Claims are Covered?

In order to qualify for pre-settlement funding, you will need your attorney to fill out an application describing the case. While companies offer funding for a variety of cases, they mostly offer cash to people involved in personal injury lawsuits.

This can include:

  • Personal Injury – You are injured due to the actions of another
  • Premises Liability – You suffer an injury while on someone’s property, or shopping in a store
  • Product Liability – A product malfunctions, causing injury or pain
  • Medical Malpractice – You suffer pain or long-lasting injury due to preventable mistakes made by a medical professional
  • Wrongful Death – If someone close to you passes away due to the actions or negligence of someone else

Don’t see your claim listed above? It could still be worth a call. When you do, we’ll ask you a few questions about your case, and we’ll let you know if we think we can help. Learn more about the types of lawsuits we work with most often, or give us a call today!

What if I Lose My Case?

If you do not win your case, there is nothing to pay back. Remember, pre-settlement funding isn’t a loan; it’s an advance on the settlement proceeds of your claim. The funding is known as non-recourse , which means that the company cannot ask you to pay if you do not win your case.

Learn More About Pre-Settlement Funding

At Peachtree Financial, our goal is to help you increase your options. When you’re waiting for the court to determine your lawsuit, having money you can use to help pay off bills can be a big help. Pre-settlement funding is one way you can get cash before your lawsuit is settled. Our pre-settlement resource center includes extra information for if you want to learn more before you call.

Get Cash Before Your Lawsuit Is Settled

If you have a pending lawsuit and need some money to help pay for expenses before you receive your settlement, let us know. Our representatives will ask you some questions about your case, and then get in touch with your attorney to see what we can do to help you get the cash you need.

Peachtree Financial does not offer legal, tax, or financial advice. Please contact independent professionals for those services.

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