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Why do people sell their payments?

The simple answer is: Life changes. Payments that come periodically don’t always keep pace with the many challenges and opportunities that arise for all of us. Selling annuity payments can make a difference in your life and help you meet your goals, like moving into a bigger home, buying a more reliable car, paying tuition and other bills, or getting out of debt.


Is selling my annuity payments legitimate?

Absolutely. Just be sure to choose a company with experience and a solid reputation, like Peachtree Financial Solutions.


Do I have to sell all my payments?

No. You can cash out an annuity by selling all your payments, or you can just sell some of the payments. You may choose to sell enough payments to meet your current needs, and keep some portion of your payments for future financial security, if you so choose. Your Peachtree representative can help structure your sale to determine which payments you should sell to make sure the plan fits your specific needs.


Will I have to go to court to sell my payments?

Unlike structured settlement payments, the sale of self-owned annuity payments is not a court-ordered process.


How long does the whole process take?

The process varies based on insurance company and individual circumstances. Some transactions can be completed in as little as three days, but on average the process takes 30 to 60 days.


How much can I expect to receive when I sell annuity payments?

Many factors go into determining the amount of money we can offer you for your annuity payments. Contact a Peachtree representative today for a customized, no obligation quote.


Can I sell a Single-Premium Annuity that I bought myself?

Yes. We can usually purchase nonqualified, single-premium annuities.


What’s the difference between guaranteed payments and life-contingent payments?

Guaranteed payments can go to your beneficiary in the event that you pass away before all your guaranteed payments are made. Life-contingent payments will be made only as long as you are living. We can purchase both types of payments.


Can I sell my pension or an employer-sponsored retirement account?

No. We cannot purchase pensions or any other kind of retirement account sponsored by an employer.


Are there any hidden fees?

When you sell annuity payments, you can expect legal fees, insurance processing fees, and program fees – but none of our fees are hidden. All fees and costs are explained on your disclosure statement. Be sure to read it carefully.


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